Not FDIC Insured * No Bank Guarantee * May Lose Value

 "Target Date" refers to a time in the future, generally a specified year, in which the investor expects to retire or otherwise require the use of the invested funds. Target date funds are generally more aggressive the further the target date is from the present, with an objective of capital appreciation. As the target date approaches, the fund's objective will generally become more conservative, aiming to achieve a higher level of capital preservation. Investors should note that although target date funds aim to preserve capital as the target date approaches, there is no guarantee that the fund will achieve this objective.

There are risks involved with investing in ETFs including the possible loss of principal. TDX ETFs are not actively managed and are subject to risks similar to stocks, including those related to short selling and margin maintenance. Losses from short sales may be unlimited. There is no assurance that the investment process will consistently lead to successful investing.Investments in TDX Independence Target Date Shares may be affected by risks that include those associated with investments in fixed income, international and domestic equity securities, and derivatives. Please see the Prospectus for more information about the risks of investing in the Funds.

The Fund issues and redeems shares at NAV and only in Creation Unit blocks of 200,000. As a practical matter, only institutions or large investors purchase or redeem Creation Units. Investors may purchase or sell ETF shares throughout the day through any brokerage account, which will result in typical brokerage commissions.